Why IC++ beats blended above €20k/month
IC++ exposes interchange, scheme fees and acquirer markup separately. Blended hides them. Once your volume exceeds €20k/month, IC++ almost always saves 15–35%.
Read the deep dive →Free tool · No signup
Card processing fee calculator
Estimate what your EU business should actually be paying for card acquiring. Compare your current blended rate against a realistic IC++ benchmark and see annual savings in seconds.
How EU interchange caps work
Under EU Regulation 2015/751, consumer debit and credit interchange is capped at 0.2% and 0.3%. Everything above these floors is negotiable markup.
Understand the caps →How to actually negotiate
Acquirers rarely volunteer their best price. Knowing what to ask — and what leverage to use — routinely saves merchants 20–30% at renewal.
Negotiation playbook →