About FeeFox
FeeFox was founded to fix a structural asymmetry: acquirers and payment providers know exactly what you are paying — and why — while most merchants don't. We close that gap with independent, data-driven benchmarks for businesses across the European Union.
Our mission
Payment pricing in Europe is one of the most profitable opacities in B2B commerce. Every week we see merchants on legacy contracts paying 20%–40% more than market rates — not because they negotiated poorly, but because the structures were never designed to be comparable.
Our job is to make them comparable. We don't sell card terminals. We don't sell acquirer contracts. We build the independent benchmark EU merchants have been missing.
Former acquirer commercial and pricing leads with hands-on experience negotiating merchant contracts across the EU. Deep expertise in IC++, blended pricing, Visa & Mastercard scheme fee structures and cross-border interchange.
Ex-PSP operations analysts who know how merchant statements are actually produced — and where the hidden markups live. Specialists in Redsys, Nexi, Worldline, Adyen and Stripe billing structures.
Legal and compliance advisors focused on the EU Interchange Fee Regulation (IFR), PSD2, upcoming PSD3 and country-specific enforcement (BaFin, ACPR, Banca d'Italia, Banco de España, DNB).
Our locations
FeeFox operates from two offices — one in Warsaw, one in Athens — giving us visibility into both Central-Eastern Europe and Southern Europe merchant economics. Our benchmark dataset spans 8 EU countries and is growing.
Central hub for product, engineering and the analyst team. Regional focus on Poland, Germany, Czech Republic and the Baltics.
Commercial and merchant-relations hub. Regional focus on Greece, Italy, Spain, Cyprus and Southern Europe cross-border acquiring.
How we work
We're transparent about how benchmarks are produced — because we ask merchants to trust our numbers with commercial decisions.
Benchmarks are built from anonymized live merchant statements across the EU, not provider rate cards. This captures the actual spread between list pricing and negotiated pricing.
A €30k/month fashion retailer in Athens and a €2m/month SaaS company in Warsaw do not face the same market. Benchmarks are banded by volume, industry and transaction profile.
EU acquirer pricing is structurally deflationary. Our dataset is updated monthly so benchmarks reflect current market rates — not historical averages.
FeeFox takes no commissions from acquirers or PSPs on merchant outcomes. If an assessment recommends staying with your current provider, that's the recommendation. Our revenue depends on being right, not on routing.
Get in touch
Most merchants get an initial view within 24 hours. Free of charge, no obligation to switch provider.
