Analizza l-flussi tat-tranżazzjonijiet
Prezzijiet li ma jaqblux mal-profil tiegħek iwasslu għal spejjeż ogħla.
Est. Card Fees
Legacy Bank POS
2.50% eShop Checkout
Routing optimized
Up to -40%
Fees
Intelliġenza għall-kummerċ tal-UE
Naqqas it-tariffi tal-ipproċessar tal-kards għan-negozju UE tiegħek
FeeFox tivverifika t-tariffi acquiring, interchange u POS tiegħek madwar l-Ewropa — u tgħaqqdek ma' strutturi ta' ħlas aktar kost-effiċjenti mfassla għan-negozju tiegħek.
Bla impenn
Riżultati fi 24 siegħa
Maħluq għan-negozji tal-UE
Ieqaf tħallas żejjed għall-ipproċessar tal-kards
Nanalizzaw is-setup tal-ħlasijiet preżenti tiegħek u nidentifikaw fejn it-tariffi ma jaqblux mal-profil tat-tranżazzjonijiet — imbagħad ngħinuk taqleb għal struttura aktar effiċjenti.
Ottimizza s-setup tal-acquiring
VISA
Tejjeb l-ispejjeż tat-tranżazzjonijiet transkonfinali
$30 USDB
Pressjoni tal-ispejjeż
Fejn tipikament iseħħu spejjeż mhux meħtieġa
Dawn huma l-oqsma fejn l-ispejjeż jsiru diffiċli li jinstabu, jitqabblu jew jiġu ottimizzati maż-żmien.
Saffi moħbija ta' tariffi
Tariffi addizzjonali jistgħu jakkumulaw bejn kuntratti, strutturi tal-ipproċessar u nuqqasijiet fir-reporting.
Strutturi kumplessi tat-tariffi
Mudelli tal-prezz spiss jagħmlu l-ispiża reali diffiċli li tinftiehem.
Termini kummerċjali qadim
Ħafna negozji għadhom joperaw taħt termini li m'għadhomx jirriflettu l-profil preżenti.
Arkitettura tal-proċess
Kif jaħdem
Il-proċess hu strutturat biex jipproduċi reviżjoni kummerċjali utli b'input minimu minn naħa tiegħek.
Żmien tal-evalwazzjoni
Reviżjoni strutturata bi frizzjoni minima.
Il-passi kompletati jibqgħu viżibbli, filwaqt li l-pass attiv iżomm il-focus.
Ibda evalwazzjoni bla ħlasPass 01
Share your current setup
Provide a few details about your business, payment activity, and current provider structure.
Pass 02
We evaluate your costs
We assess your current commercial setup against more efficient alternatives.
Pass 03
Receive your assessment
You get a clearer view of your current position and the opportunities available.
Ottimizzazzjoni kummerċjali
Ottimizzazzjoni għal kull mudell
Mudelli ta' negozju differenti jipproduċu imġiba differenti ta' tranżazzjonijiet. Nistrutturaw routing u prezzijiet adattati għall-flussu tal-checkout tiegħek.
🛒
DTC Retail
Commercially better aligned
Xejra ta' tranżazzjonijiet
High-frequency checkout traffic with mostly consumer card spend Varjazzjoni tat-tariffi
Domestic and EU cards dominate the mix The provider structure needs to reflect steady authorization patterns, margin sensitivity, and repeatable checkout behavior.
🔄
Subscription Business
More efficient structure
Xejra ta' tranżazzjonijiet
Recurring billing with cross-border card activity Varjazzjoni tat-tariffi
Higher mix of international and business cards Recurring payments create a different commercial profile, especially when issuer mix and authorization behavior vary by market.
✈️
Marketplace / Travel
Better fit across conditions
Xejra ta' tranżazzjonijiet
Seasonal volume swings with mixed-ticket transactions Varjazzjoni tat-tariffi
Domestic, EU, and non-EU traffic can shift materially over time Variable demand and more complex risk signals often require terms that are reviewed more actively than standard pricing allows.
Matriċi tad-deċiżjoni
Kif FeeFox tqabbel
Fornituri tipiċi
Deċiżjonijiet kummerċjali ħafna drabi jibqgħu fissi wara li l-imġiba tat-tranżazzjonijiet tinbidel.
- Standard pricing structures
- Limited flexibility by profile
- One-size-fits-all terms
- Minimal active optimisation
Ma' FeeFox
L-evalwazzjoni hi strutturata madwar l-imġiba tat-tranżazzjonijiet u l-qbil kummerċjali.
- Tailored commercial evaluation
- Provider comparison based on transaction behaviour
- Better fit across business models
- Continuous optimisation mindset
Bażi tal-għarfien
Mistoqsijiet frekwenti
Tweġibiet ċari dwar l-iskop, il-ħin u x'informazzjoni hi meħtieġa għal evalwazzjoni bikrija.
Yes. The initial assessment is provided at no cost and without obligation.
In the EU, consumer debit interchange is capped at 0.2% and consumer credit at 0.3% under the Interchange Fee Regulation. On top of that, merchants typically pay scheme fees (Visa/Mastercard, roughly 0.05%–0.15%) and an acquirer markup. Realistic total card processing costs range from 0.6% to 2.5% depending on card mix, channel and provider.
IC++ (Interchange++) breaks your fee into three transparent components: interchange + scheme fee + acquirer markup. Blended pricing bundles everything into a single rate. IC++ is almost always cheaper for merchants with a high share of low-interchange domestic cards, because you stop overpaying on the spread. Blended can be simpler to forecast but typically costs more.
Yes. Acquirer markups, monthly platform fees, terminal rental and scheme fee pass-through are all negotiable — especially once you cross roughly EUR 20,000 in monthly card volume. The challenge is benchmarking: without an objective view of the market, most merchants accept the first offer. FeeFox provides that benchmark.
Yes. FeeFox assesses payment setups for merchants across the European Union, including cross-border and multi-country processing. Our benchmarks cover pan-EU acquirers, regional banks and specialist PSPs.
Not necessarily. FeeFox presents better-fit options, but the decision remains entirely yours. In many cases the most efficient outcome is renegotiating with your current acquirer using FeeFox benchmarks as leverage.
Most initial reviews are completed within 24 hours. A full provider comparison with cost modelling typically takes 2–3 business days depending on transaction volume and complexity.
No. We can begin with partial information (latest monthly statement or a screenshot) and refine the view as needed. PSD2 entitles you to full transparency on your fees.
Yes. The assessment compares provider fit across different transaction patterns — e-commerce, omnichannel retail, marketplaces, subscriptions, high-risk verticals, B2B and cross-border merchants.
Reviżjoni kummerċjali bla ħlas
Qabbel it-tariffi tal-kards tiegħek
Żewġ passi qosra. Nirritornaw analiżi strutturata fi 24 siegħa — indipendenti u bla impenn.
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Reviżjoni kummerċjali bla ħlas
Qabbel it-tariffi tal-kards tiegħek
Żewġ passi qosra. Nirritornaw analiżi strutturata fi 24 siegħa — indipendenti u bla impenn.
Ibda evalwazzjoni bla ħlasCommercial review
Structured, fast, and focused on fit. FeeFox helps surface whether your current provider structure still matches the way your business actually processes cards.