Analizirajte svoj tok transakcij
Cene, ki ne ustrezajo profilu, vodijo do višjih stroškov.
Est. Card Fees
Legacy Bank POS
2.50% eShop Checkout
Routing optimized
Up to -40%
Fees
Inteligenca za EU trgovino
Zmanjšajte provizije za obdelavo kartic za vaše EU podjetje
FeeFox revidira vaše acquiring, interchange in POS provizije po Evropi — in vas poveže z bolj stroškovno učinkovitimi plačilnimi strukturami, prilagojenimi vašemu podjetju.
Brez obveze
Rezultati v 24 urah
Zgrajeno za EU podjetja
Nehajte preplačevati za obdelavo kartic
Analiziramo vašo trenutno plačilno konfiguracijo in identificiramo, kje provizije ne ustrezajo transakcijskemu profilu — nato pomagamo preiti na učinkovitejšo strukturo.
Optimizirajte acquiring konfiguracijo
VISA
Izboljšajte stroške čezmejnih transakcij
$30 USDB
Stroškovni pritisk
Kjer se tipično pojavljajo nepotrebni stroški
To so področja, kjer stroški postanejo s časom težko odkrivani, primerljivi ali optimizirani.
Skrite plasti provizij
Dodatne provizije se lahko kopičijo po pogodbah, strukturah obdelave in vrzelih poročanja.
Kompleksne strukture provizij
Cenovni modeli pogosto naredijo dejanski strošek težko razumljiv.
Zastareli komercialni pogoji
Mnogo podjetij še vedno deluje pod pogoji, ki ne odražajo več trenutnega profila.
Arhitektura procesa
Kako deluje
Proces je strukturiran tako, da ustvari koristno komercialno oceno z minimalnim vložkom z vaše strani.
Časovnica ocene
Strukturirana ocena z minimalnim trenjem.
Dokončani koraki ostanejo vidni, aktivni korak drži fokus.
Začnite brezplačno ocenoKorak 01
Share your current setup
Provide a few details about your business, payment activity, and current provider structure.
Korak 02
We evaluate your costs
We assess your current commercial setup against more efficient alternatives.
Korak 03
Receive your assessment
You get a clearer view of your current position and the opportunities available.
Komercialna optimizacija
Optimizacija za vsak model
Različni poslovni modeli ustvarjajo različno transakcijsko vedenje. Strukturiramo routing in cene, prilagojene vašemu checkout toku.
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DTC Retail
Commercially better aligned
Transakcijski vzorec
High-frequency checkout traffic with mostly consumer card spend Variacija provizij
Domestic and EU cards dominate the mix The provider structure needs to reflect steady authorization patterns, margin sensitivity, and repeatable checkout behavior.
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Subscription Business
More efficient structure
Transakcijski vzorec
Recurring billing with cross-border card activity Variacija provizij
Higher mix of international and business cards Recurring payments create a different commercial profile, especially when issuer mix and authorization behavior vary by market.
✈️
Marketplace / Travel
Better fit across conditions
Transakcijski vzorec
Seasonal volume swings with mixed-ticket transactions Variacija provizij
Domestic, EU, and non-EU traffic can shift materially over time Variable demand and more complex risk signals often require terms that are reviewed more actively than standard pricing allows.
Matrika odločanja
Kako se FeeFox primerja
Tipični ponudniki
Komercialne odločitve pogosto ostajajo fiksne dolgo po spremembi transakcijskega vedenja.
- Standard pricing structures
- Limited flexibility by profile
- One-size-fits-all terms
- Minimal active optimisation
S FeeFox
Ocena je strukturirana okoli transakcijskega vedenja in komercialnega ujemanja.
- Tailored commercial evaluation
- Provider comparison based on transaction behaviour
- Better fit across business models
- Continuous optimisation mindset
Baza znanja
Pogosto zastavljena vprašanja
Jasni odgovori o obsegu, časovnici in potrebnih informacijah za začetno oceno.
Yes. The initial assessment is provided at no cost and without obligation.
In the EU, consumer debit interchange is capped at 0.2% and consumer credit at 0.3% under the Interchange Fee Regulation. On top of that, merchants typically pay scheme fees (Visa/Mastercard, roughly 0.05%–0.15%) and an acquirer markup. Realistic total card processing costs range from 0.6% to 2.5% depending on card mix, channel and provider.
IC++ (Interchange++) breaks your fee into three transparent components: interchange + scheme fee + acquirer markup. Blended pricing bundles everything into a single rate. IC++ is almost always cheaper for merchants with a high share of low-interchange domestic cards, because you stop overpaying on the spread. Blended can be simpler to forecast but typically costs more.
Yes. Acquirer markups, monthly platform fees, terminal rental and scheme fee pass-through are all negotiable — especially once you cross roughly EUR 20,000 in monthly card volume. The challenge is benchmarking: without an objective view of the market, most merchants accept the first offer. FeeFox provides that benchmark.
Yes. FeeFox assesses payment setups for merchants across the European Union, including cross-border and multi-country processing. Our benchmarks cover pan-EU acquirers, regional banks and specialist PSPs.
Not necessarily. FeeFox presents better-fit options, but the decision remains entirely yours. In many cases the most efficient outcome is renegotiating with your current acquirer using FeeFox benchmarks as leverage.
Most initial reviews are completed within 24 hours. A full provider comparison with cost modelling typically takes 2–3 business days depending on transaction volume and complexity.
No. We can begin with partial information (latest monthly statement or a screenshot) and refine the view as needed. PSD2 entitles you to full transparency on your fees.
Yes. The assessment compares provider fit across different transaction patterns — e-commerce, omnichannel retail, marketplaces, subscriptions, high-risk verticals, B2B and cross-border merchants.
Brezplačna komercialna ocena
Primerjajte svoje kartične provizije
Dva kratka koraka. Vrnemo strukturirano analizo v 24 urah — neodvisno in brez obveze.
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Brezplačna komercialna ocena
Primerjajte svoje kartične provizije
Dva kratka koraka. Vrnemo strukturirano analizo v 24 urah — neodvisno in brez obveze.
Začnite brezplačno ocenoCommercial review
Structured, fast, and focused on fit. FeeFox helps surface whether your current provider structure still matches the way your business actually processes cards.